The 5 Best Auto Insurance Providers for Zip Code 06519

When it comes to finding the best auto insurance for your needs, it pays to do your research. Comparing providers in your area can help ensure you secure the right coverage at the most competitive rate. This article provides a helpful overview of the top 5 auto insurance providers for zip code 06519 based on customer service, affordability, and coverage options. As a resident of this area, reviewing these highly-rated insurers can aid you in making an informed decision when purchasing a policy. With key factors to consider for your situation, you’ll be equipped to select the ideal provider that meets your specific requirements.

Overview of Auto Insurance in 06519

Lowest Premiums for Minimum Coverage

If you’re looking for the lowest premiums to just meet Connecticut’s minimum required auto insurance, Geico, Progressive, and State Farm should be at the top of your list. These companies are known for very competitive rates for basic liability coverage. Liability-only policies in the 06519 zip code average around $50 per month.

Most Affordable Full Coverage

For affordable full coverage auto insurance, including comprehensive and collision, in addition to liability, USAA and GEICO are typically two of the most budget-friendly options. Full coverage policies in 06519 average $125 per month. USAA is only available for military members and their families, while GEICO is open to all.

Highly Rated Providers

If premiums are less of a concern and you want a policy from a top-rated, reputable provider, consider Travelers, Hartford, or Amica Mutual. These companies receive very high ratings for customer service and claims satisfaction. Although rates will likely be higher than the budget companies, around $175 per month for full coverage, you’ll have peace of mind knowing you have a policy with a carrier that puts customers first.

Bundled Policy Savings

Finally, bundling your auto policy with other policies like home or life can lead to a multi-policy discount of up to 20% with some insurers. Companies that frequently offer bundling deals include: •State Farm – They offer an array of property and life insurance products to bundle with auto. •Liberty Mutual – Bundling auto with home insurance is a common package. •Farmers Insurance – They offer competitive rates when bundling auto, home, and umbrella policies.

Bundling your policies is an easy way to save hundreds per year on insurance premiums. Be sure to compare quotes from different companies to find the best deal.

Our Top 5 Picks for Auto Insurance Providers in 06519

State Farm

State Farm offers competitive rates and flexible plans for drivers in the 06519 zip code. They provide standard coverage like liability, collision and comprehensive as well as roadside assistance and rental car coverage. State Farm has a large network of agents in the area to provide local customer service. They also offer discounts for bundling auto with home or life insurance.

Geico

Geico is a popular, low-cost option for auto insurance in the 06519 area. They provide standard coverage and discounts for safe drivers and bundling multiple policies. Geico has an easy-to-use mobile app and website to pay your bill, view your policy details or file a claim 24 hours a day. However, they do not have local agents and service is primarily through phone or online.

Progressive

Progressive offers competitive rates and a variety of discounts including multi-policy, safe driver and usage-based through their Snapshot program. They provide standard coverage as well as roadside assistance, rental coverage and custom parts coverage. Progressive has local agents to provide assistance as well as 24 hour phone and online service. They frequently run promotional offers for new customers in the 06519 zip code.

Nationwide

Nationwide is a reputable auto insurance provider that offers broad coverage and discounts for 06519 drivers. They have a nationwide network of agents as well as 24 hour phone and online service. In addition to standard coverage, Nationwide offers accident forgiveness, roadside assistance and total loss deductible waivers. They also provide discounts for bundling multiple policies and safe drivers. However, their rates tend to be slightly higher than competitors.

USAA

USAA provides affordable coverage exclusively for military members and their families in the 06519 area. They offer standard coverage, accident forgiveness, roadside assistance and generous discounts for safe drivers and military service. USAA has outstanding customer satisfaction ratings due to their excellent service and claims handling. However, eligibility is limited to those with a military affiliation.

Frequently Asked Questions About Auto Insurance in 06519

What companies provide auto insurance in 06519?

Several major auto insurance carriers operate in the 06519 zip code, including State Farm, GEICO, Progressive, Allstate, and Liberty Mutual. These national companies provide standard coverage like liability, collision, and comprehensive insurance for vehicles registered in Connecticut.

How much does auto insurance cost in 06519?

Auto insurance premiums in 06519 vary depending on factors like the type of vehicle you drive, your age and driving record, the coverage limits you select, and the deductibles you choose. According to industry estimates, average annual premiums in Connecticut are approximately $1,500. Rates in 06519 may be slightly higher or lower than the state average.

What coverage is required in 06519?

Connecticut requires all motorists to carry a minimum amount of auto liability insurance. The required limits are:

  1. $25,000 per person for bodily injury
  2. $50,000 per accident for bodily injury
  3. $25,000 for property damage

Liability insurance covers injuries and damages to other parties in an accident you cause. Although not required, most drivers in 06519 also purchase coverage for their own vehicle like collision and comprehensive insurance.

How can I save money on auto insurance in 06519?

Some effective ways to reduce your auto insurance premiums in 06519 include:

1. Increase your deductibles. The higher your deductibles, the lower your premiums will be.

2. Drop unnecessary coverage. For older vehicles, consider dropping collision and comprehensive coverage. Bundle your policies. Buy your auto, home, and life insurance from the same company to qualify for a multi-policy discount.

3. Improve your credit score. In CT, insurance companies can consider your credit when determining premiums. A better score means a lower rate.

4. Take a safe driving course. Completing an approved defensive driving course can lower your rates by up to 10% for 3 years. •Compare quotes from different insurers. Shop around at different companies to find the most affordable policy that meets your needs.

5. Ask about discounts. Inquire about common discounts like good student, safe driver, anti-theft device, and senior citizen discounts.

Following these tips can help make auto insurance in 06519 more affordable so you can get the coverage you need at a price you can afford.

Conclusion

In conclusion, finding the right auto insurance provider for your 06519 zip code can be a challenging but important process. Evaluating factors like customer satisfaction, coverage options, discounts, and rates can help you make an informed decision. Weigh your priorities and do your research to find a provider that best fits your needs and budget. Comparing quotes from our top recommended companies is a great place to start. With some diligence, you’ll be able to secure coverage from one of the premier auto insurance providers serving your local area.

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